Wednesday, May 3, 2017

Jimmy Kimmel, Pre-Existing Conditions, and the Federal Government

Jimmy Kimmel did us a favor by recently bringing up preexisting conditions when discussing his new-born son's recent heart procedure. He opened the door to having a conversation. The conversation goes something like this:

We live in a constitutional republic.

We have a operations manual that explains how the republic is to be run.

That manual is called the Constitution.

The Constitution granted a very limited set of powers to the newly created federal government. All other powers were left to the states.

None of the powers granted to the federal government included health insurance or health care.

Therefore, the federal government should not be involved in health insurance or healthcare. Period! End of story!

What is the alternative?

One alternative is to amend the operations manual through the constitutional amendment process.

Another alternative is for the individual states, if they so choose, to enter the healthcare game. 

Instead we have one of the two major political parties (the Democrats) whose sole purpose appears to be the attainment of as much power and control over the electorate as possible by granting them government handouts. The handouts are then use to garner votes by claiming that the Republicans are going to take them away.

Add to this a feckless, establishment national Republican Party that makes no effort to reign in the excesses of the Dems and we have a great country governed by a dysfunctional federal government.

The result is an unending list of unconstitutional powers accumulating in D.C. and less and less liberty for 300 million people.

Back to addressing Jimmy Kimmel: what are some market-driven, non-federal government intervention solutions? How about . . . .
  • Guaranteed issue insurance policies.
  • Policy portability.
  • Tax deductible health savings accounts.
  • Medical malpractice tort reform.
  • Allow people to buy health insurance as a part of a group.
  • Remove the 2,100 state mandates imposed on health insurance companies which will facilitate a la carte purchasing of insurance.
  • Tax deductibility at the individual level of health insurance premiums paid.
  • Encourage the purchasing of low-cost catastrophic policies.
  • Allow the purchase of health insurance across state lines.
  • Eliminate some of the regulations, licensing, and education requirements to become a medical practitioner. 
  • Create high risk pools at the individual state level for people with pre-existing conditions.
  • Allow doctors to deduct from their income taxes any pro-bono work they provide during the course of each year.

Any legitimate discussion about healthcare in America must NOT include the federal government!